We need our strengths for getting out of debt

We need our strengths for getting out of debt, but our interest in politics is a related issue as it pertains to how that’s possible. When it comes time to vote, we should know on which side our bread is buttered. As civilized people, we shouldn’t want to return to a society without safety nets. Our capitalist culture is supposed to support risk and enterprise and with government support, good things happen for people and the country. The frontier ethics of “every man for himself” and “winner take all” don’t help the society or individuals, save for a few who are either lucky or bullies.

Proof of this is the fact that upward mobility in America has recently been proven to be a myth. It used to be the case and certainly it happens (we’re still a land of opportunity – for immigrants!), but many of the more socialist countries of Europe offer a much better climate for climbing the economic ladder, even with their tremendous taxes. This is because the people there are largely immune from the risks that we face here and the fact that the wealthy here have managed to yank the ladder up behind themselves.

Most Americans are only a few pay checks or a serious illness away from bankruptcy, so it’s not only because we can’t keep our hands off of plastic. Remember that the greatest creation of broad based wealth and prosperity the world has ever seen was from 1936 to 1980 while the top income tax rate was from 70 to over 90 percent, so the claim that lowering taxes for the rich will stimulate growth is a proven myth. The only thing that trickles down is the responsibility, not wealth.

Do I belong here?

I have no debts anymore.

We went bankruptcy 2 years ago and we can’t get credit cards anymore so we have no debt.

We also have no money. My husbands salary is not enough for the 7 of us. I am going back to school to finish my BA but that will take some time

What do I do in the mean time?

Will I find answers here?

I have found this site to be informative. The people concerned. There are no guarantees. Why not continue in this group but also include research into college education in the field you plan to enter. What do you have to lose?

Also, It might be a good thing to stay around.

As most of us are getting out of debts, we are also learning how to live more tightly. Living on the cheap is do-able, but having five kids and you two, supported by ONE paycheck? Heck, you might have some decent ideas for us too.

I hope this isn’t a dumb question, but if you can go to school (presuming full-time), why not part time and get a part time job? Granted, it’ll take a little longer, but you could live a bit better?

BA… Bachelor of Arts? or Business Administration? Which one would net you a more profitable position in the future?

Oh I know I can use this group, I was just wondering if you wanted me?? LOL I am already enrolled for September. I am finishing a bachelor of arts in sociology and communication studies, 3 classes left to finish. Then I am considering a Masters degree, but I haven’t found a babysitter yet so I still don’t know how that will work out. I can’t really afford a babysitter with all the other school expenses and my family can’t babysit.

I have some advice for people living on one income with 5 kids.

Here you go:

Don’t buy anything that can’t be eaten.

Don’t buy any food with a brand that you can recognize

Go for a minimalist style of furnishing for your apartment (compeletly bare is the idea)

Decorate the with nothing other then your children’s art.

Make the church your fashion center.

Cut your own hair and everybody elses (just pretend asymetry is in style)

Pack everybody in a 2 bedroom apartment until you start cannibalizing each other.

Heat the place with body heat and farts in winter (electric heating is a luxery) and cool yourself in the basement in summer (who needs air conditioning?)

Walk or ride a bike to work for 3 hours each day and try to find a shower at work.

When everybody else goes on vacation, put on a bathing suit, sit on a chair blindfolded with your feet in a bucket of sand listening to island music under a very bright light.

Get employed as a guinea pig for testing anti-depressants (just in case everything else gets to you and you can’t pay for meds—–just pray you’re not the control group!)

Only engage in activities that require nothing more then your limbs and other body parts but careful cause that could lead to 6 kids.

I’m trying to keep a sense of humor about this :o)